Risk Disclosures

ZB Capital is a personal trading journal and analytics tool. It does not provide financial advice, investment advice, tax advice, or legal advice of any kind.

Nothing displayed on the ZB Capital platform — including metrics, pattern alerts, performance statistics, win rates, expectancy figures, psychological insights, or any other output — constitutes a recommendation to buy, sell, or hold any financial instrument, security, derivative, cryptocurrency, or other asset.

All data shown is derived solely from information you have entered. ZB Capital performs no independent analysis of markets and takes no view on any financial instrument.

ZB Capital S.R.L. is not a licensed or authorised investment firm, portfolio manager, financial intermediary, broker, or financial adviser under:

• Italian law — Testo Unico della Finanza (TUF), Legislative Decree 58/1998
• EU law — MiFID II Directive 2014/65/EU and MiFID II Regulation (EU) 600/2014
• Any other national or supranational regulatory framework

ZB Capital is registered and operated as a software services company. Its activities are limited to the provision of productivity and journaling software tools and do not constitute any regulated financial activity.

Trading financial instruments — including but not limited to equities, futures, options, contracts for difference (CFDs), foreign exchange (forex), and cryptocurrencies — carries a high degree of risk. You should be aware that:

• You can lose some or all of your invested capital
• Past performance is not indicative of future results
• Leveraged products can result in losses that exceed your initial deposit
• Market conditions can change rapidly and unpredictably
• Statistical patterns identified in your historical journal data may not repeat in the future

Before trading, you should carefully consider your objectives, financial situation, experience, and risk tolerance. If in doubt, seek independent advice from a qualified financial adviser authorised in your jurisdiction.

All metrics, analytics, and pattern detection shown in ZB Capital are computed from the trade data you enter. We do not independently verify the accuracy of your inputs. Accordingly:

• Metrics are only as accurate as the data you provide
• Calculation methodologies are described in our documentation and may be updated
• No guarantee is made that any metric is error-free or suitable for any particular trading decision

If you identify a calculation error, please report it to support@disapline.eu.

Where ZB Capital offers integrations with third-party brokerage platforms, such integrations are provided solely as a data import convenience. ZB Capital:

• Does not execute trades on your behalf
• Does not access or transmit funds
• Does not store brokerage credentials in plain text
• Is not responsible for the accuracy, availability, or actions of third-party brokers

Your relationship with any broker is governed entirely by the terms and agreements between you and that broker. ZB Capital is not a party to those agreements.

ZB Capital may surface behavioural patterns and psychological insights based on your journaled data. These are intended as reflective tools to support self-awareness and discipline — they are:

• Not a substitute for professional psychological or therapeutic support
• Based on general trading psychology research and your self-reported data, not a clinical assessment
• Informational in nature; you retain full responsibility for any decisions made in response to these insights

ZB Capital does not provide tax advice or assist with regulatory compliance. You are solely responsible for:

• Reporting trading gains and losses to the relevant tax authorities in your jurisdiction
• Complying with all applicable regulations governing your trading activities
• Determining whether the use of any financial instrument is lawful in your jurisdiction

Consult a qualified tax adviser and, where applicable, a licensed financial adviser for guidance specific to your situation.

Using ZB Capital does not guarantee improved trading performance, profitability, or any specific outcome. The platform is a tool to support discipline and self-reflection. Trading results depend on many factors outside the scope of this platform, including but not limited to market conditions, your personal trading strategy, risk management, and emotional discipline.

For questions about these disclosures, contact us at:

• support@disapline.eu